“In January and February it’s the bankers who will largely decide farmers’ fates. Most farms have to borrow operating cash for each coming year to buy things like fuel, seeds and chemical fertilizer.
“Right now, it’s a question of what to plant to make those costs back. Not much in dryland is making money right now. Prices are at or below cost of production in this area for wheat, barley, rapeseed, lentils, garbs and peas.”